Online Payment Apps | 5 Great Online Payment Apps | Safe & Instant

Posted by
Spread the love

Online Payment Apps ensure in-person payments are unnecessary as you can just send money virtually to your creditors. There is an influx of many social payment apps online and they have you covered when it comes to making payments.

5 Great Online Payment Apps


PayPal is one of the oldest online payment apps with a history going back to 1998. It made its name as the preferred digital wallet and payment provider for eBay transactions. It has since grown to be one of the most dominant names in online payments.

PayPal offers the ability to transfer money to and from any U.S.-based bank account and many foreign accounts. There is no fee to transfer funds to family or friends from a PayPal balance or bank account balance, but PayPal does charge fees to send from a credit card or convert currencies.

It offers a user-friendly interface and strong security. Furthermore, there are no fees for sending money to family and friends.


  • Simple (and free) to set up an account.
  • No fees when you send money to a family member.
  • Strong encryption technology keeps accounts secure.


  • Business owners are charged a fee to receive payments.
  • PayPal has the ability to freeze your account
         Do You Know 5 Unique Apps to Make Money Online Easily and Quickly?

Cash App

Cash App is a straightforward peer-to-peer payment app that allows users to buy and sell bitcoin. You can send money to, or a request from, anyone with a Cash App account. Funds are then drawn from a linked bank account or debit card at no cost.

Cash App has a wallet feature, like PayPal, or the ability to send from a linked account without holding funds in your digital wallet. In 2018, Cash App added the ability to buy and sell Bitcoin as well, which gives it a unique feature compared to other popular payment apps.


  • Easy to link your bank account via a debit card.
  • Offers users a digital wallet.
  • Option to buy and sell bitcoin.


  • Charges a fee to send money via a credit card.
  • Can only send $250 every 7 days and receive $1,000 every 30 days without verification.


PayPal actually owns Venmo, however, Venmo is a very different app than PayPal. Venmo is an app designed primarily to send money to friends, with an embedded social aspect.

While you can sign in and access your account on traditional computers, you can only send money from the app or mobile browsers. Venmo has over 80 million users.


  • Easy way to split the bill with friends and family i.e a payment or bill splitting app.
  • Instant transfers option.


  • 3% of the amount is the fee for sending money with a credit card.
                          <<<5 Best International Money Transfer Apps – Instant and Safe>>>


Zelle is a convenient payment service that links up with participating banks, allowing users to transfer money quickly. It offers a unique way to pay friends or family right from your bank.

If you have an account at a participating bank, you can send cash with same-day transfers to anyone else with a Zelle account. The growing list of participating banks includes titans such as Chase, Bank of America, Citi, Wells Fargo, and online banking leaders, Ally and Capital One.

If your bank doesn’t partner with Zelle, you can still use it by downloading their app and linking your debit card. Given your bank does participate, you have the option of using its services through your bank’s website or mobile app in addition to the Zelle app.

This online payment gateway is free to send and receive funds. You can only connect one bank account to your Zelle profile at this time, so if you sign up, make sure it is with your primary account.


  • Many large banks offer Zelle.
  • Same-day transfers.
  • No fees for sending or receiving money via Zelle.
Do You Know How to Start Earning With Facebook Reels Now?


  • The sender and recipient must have Zelle to access funds.
  • You can only send funds from one designated bank account

Google Pay

Being an avid user of Google’s product suite, one may also want to add Google Pay to your toolkit. This convenient, versatile app makes it easy to send and receive payments.

Google offers a tool to do almost everything one can do online, and sending money is no exception. Google Pay is unique in its integrations with other Google products, including Gmail.

Using Google Pay, you can send and receive money pay through someone’s Gmail address. You are essentially already signed up for Google Pay if you have a Google account.

Like most Google products, it is well designed and easy to use. It works with the dedicated Google Pay app or through other integrated Google services. There are currently no fees to use Google Pay except when transferring money out to a debit card.


  • No fees to send money to friends and family.
  • Integrates with Google products, like Gmail.
  • Easy to use from a laptop or smartphone.


  • Transfers can take 3-5 business days.
  • Fees for debit card transfers (1.5% or $0.31, whichever is greater)
         <<<Interesting Game Apps That Pay You Real Money Instantly>>>